Home Loan:
Home loans are primarily used to finance the purchase of a residential property. They can also be used for home renovations, construction, or refinancing an existing mortgage to get better terms or interest rates.
Documents Required for Home Loan:
PAN Card/ Valid Passport/ Aadhaar Card/ Election Card
Aadhaar Card/ Valid Passport/ Election Card
G.S.T. Certificate, Bank Statement Last 6 Month, Bank Passbook, Passport size Photo-2.
Criteria And Charges
- Home Loan can be availed by salaried Individuals, self-employed individuals and self-employed professionals
- Home Loan can be offered to Indian residents only
- Salaried Individuals : Minimum net income of Rs.120,000 per annum
- Work experience of minimum 1 year at current job and 2 years of total experience.
- If current job is less than 1 year, then 3 years of total experience required
- Self-Employed Individuals and professionals : Minimum net annual income as per latest year ITR/Financials of Rs.150,000
- Minimum age at loan sanction – 24 years. Maximum age at loan sanction – 65 years
- Business continuity of last three years in the same field
- Tenure Min. 1 Year Max. 20 Year
- Apply Loan Amount Min. 1 Lac Max. Loan Amount 1 crore. Tenure Min. 1 Year Max. 20 Year
- File Charge Rs. 3690 / of the File (3,000 /- will be refunded by loan Amount)
- Rate of interest 5.75% Flat per annum.
JFSL GROUP
We provide insurance support to protect our valued customers from unexpected financial burdens and ensure complete peace of mind.
Our plans offer fund & health insurance coverage, loan repayment assistance, co-borrower protection, and flexible coverage options for multiple loan types.
Useful Links
Corporate Office:- 14&15, Concorde Tower, UB City 1, Vittal Mallya road, Bangalore Central, Karnataka 560001
Head Office:- Building 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai – Maharashtra – 400051
Helpline Number : +91 7409636772
Hr Number : +91 7248763239
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